Issuers are required to have your due date be the same day of the month each month and provide 21 days, at a minimum, to make a payment after that month’s statement closes. This section summarizes any transaction information on your card like purchases, payments and other fees. The dates of your billing cycle help determine how your interest is calculated. If you check your statement online, it will show any pending or new charges as they’ll appear on the following month’s bill. Be aware that any purchases you’ve made after the closing date of the billing cycle won’t appear on your statement until the following month’s bill. ![]() This can be the entire account number or just the last four digits. ![]() ![]() Make sure everything is exactly right, including spelling, so it’s correctly reported to the credit bureaus. This section will have the basics of your account and should include:
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